100+ Real Loan Scam Stories

100+ Real Loan Scam Stories

Here are 101 loan scam stories collected from directlendingsolutions.com. The authors of the stories are anonymous.  Been scammed?? Write a comment in this post!

1. September 4, 2010 - Atlantic Funding - I faxed Social security number, pay stub, Identification, and a bill. to a company called Atlantic Funding, 1688 Victory Blvd. Ste 201, Slaten Island Ny, 10314 phone #1-877-808-5007. Upon speaking with Jessica Clayton , she said I was approved for a loan, but I would need to pay 954.00 for insurance, I thought it was added to the loan or subtracted from the amount that was available, after I found out she wanted me to wire the money I said that was okay. I did not send any money but they have ny personal information, What Can I do?
2. September 3, 2009 - Midway Loan Services – Received a call today from a company called Midway Loan Services – Larry Brooks 1-866-331-6025. Said I was approved for a $5000.00 loan at 8% but needed to pay 750.00 up front. I asked for if he could email me the information he said that it caused to many problems in the past and that it would have to be faxed. I asked what his website was and when I tried it wasn’t working. After many questions he said he would fax over the agreement which of course he never did because he realized I was on to him.
3. August 31, 2010 - Manhattan Financial Group, LLC – I was contacted by Charlotte Hansley claiming to be from “Manhattan Finacial Group” and was scammed. I was told I was approved for a $10,000 loan. I had to wire $900 to Canada to cover the first few months payments as my credit is bad and that money would go toward my first few payments. I looked the company up online and did not find anything unusual. Please people check the phone number from which these people are calling. I found a website where you can enter the phone number from which you were called that will list possible scams. I thought I had done my research, but I was wrong.
4. August 19, 2010 - Orental Financial Services - I let it happen! They (Orental Financial Services) said my loan is going through after I send the initial processing fees/down payment. So I made the dumbest mistake because I wanted to preserve the roof over my families head. I sent $1684 via Western Union. On top of all of that, the money was sent to Canada! Not to give the country a bad name. But I have been scammed. I contacted the police, and filed a report. The company of Orental Financial Services is (BOGUS). And now they are wanting an additional $2425! That’s $4109 total. Beware of this… Never talk to a David Dixon, 877-884-1614 ext. 23.
5. August 16, 2009 - Aaxs Lending Corporation - A company that goes by the name of Aaxs Lending Corporation contacted me about a loan the rep name is Jackie Taylor. She stated that you have been approved for $10,000 with a interest rate of 12% payments for 60 months for $222.44. later she said the only thing we need from you because you don’t have collateral is $444.48 for insurance. I immediately asked her why can’t you add it to the loan she said no the investor want allow us to do that. i did not send her anything and have not heard anything else from her. the address she used is 1006 Pennsylvania ave, st cloud florida 34769 the phone number is 877-664-4330. i check their website and also the bbb in which they are not accredited. I will never send monies to no one up front for services.
6. August 12, 2009 - NewEdge Finance Corporation - requested 925.00 for processing fee and the money would be in the account by 12. This company claims to be at 410 Ferry St Newark NJ(this is a parking lot) toll free number (888)249-9253 which shows as a vanity number a direct number of (609)543-1129 which is out of Burlington NJ,(Burlington County). A Newark exchange is 201. and their fax number is (609)939-0960 which is out of Atlantic City NJ.(Atlantic County). File Complaints with Police Department and FBI.
7. August 10, 2009 - Rosedale Financial Services - After reading all these articles thank God I didn’t fall for it. I almost did with a company supposedly named Rosedale Financial Services. The guy I spoke with was Greg and he said that I would have to pay the first 4 months up front. Which was 930.00. Then depending on which company I went with, which he said were both international companies since the economy in the states is so bad they don’t want to loan money, would determine how fast I would get the money. He said one company was from Canada and the other from Spain. So of course I chose the Canada one. He wanted me to go to Walmart and wire the 930.00 to Victoria Young in Brooks, CAN, no company name no address, no phone number using the Red top money gram form, which is for individual people the blue top is for businesses. He then told me if the Walmart employee questioned who it was going to and for what purpose that to tell them it was personal. Because they might try to convince you otherwise. Then I was to call him with the reference number and he would let her know to pick up the money and then I would have 5000.00 in my account. Which he also told me to use my debit card for the transaction. Seemed fishy to me so I tried to do some investigating on the company and nothing for the company comes up on the internet or the BBB.
8. August 3, 2009 - Orental Financial Services - I would like to remain anonymous. I just about had the same experience with Orental Financial representative is David Dixon (877) 884-1614 ext. 23. He wanted me to send $2,800 via Western Union. This is part of the down payment of $8000. They said that the $8000 would be refunded to me in 4-6 months after the loan has been issued. The cost to send the money would be $180 and then they would issue me a check for $100,180 to be electronic transfered into my bank account. That amount is the Mortgage loan and Western Union fee. I didn’t know this company was not legit! I was scammed previously from Homesavers out of Orange County, California (949) 732-7556.
9. August 2, 2009 - Lawrence Cole Private Loan - I applied on line with a company called Lawrence Cole Private Loan Firm for a $1,000 loan and was approved at 2% int. they told me my payment would be $84+ per month your a 1 year loan, I responded saying I would accept their terms and conditions and was then told I needed to send $200 for insurance purposes, I immediately became suspicious and told them no thank you that in the U.S. the insurance was added onto the loan amount and was not needed prior to processing and told them that they were not being honest with me. I heard nothing further back.
10. July 24, 2009 - Orental Financial Services - This is about Orental Financial Services out of Rocky River Ohio. They called and said I had been approved for $90,000.00 home loan. The need “collaterl” money upfront. Never should of sent it. When I contacted them they said they had looked at my credit and I needed to send more money. I said no way. They kept saying they will refund my money but I really do not believe them. The number is 877-834-1416 ext 24. I spoke with a Sherri Ann Winters. The web address in orentalfinancialservices.com Please let people know about this!!!
11. July 23, 2009 - Meadowgreen Credit Solutions - I applied for a loan on a website and “meadowgreen credit solutions” sent me an email stating that i have been approved for a $10 000 loan. After speaking with them I had some doubts, they asked me to send them my first six months of payments up front. I did not send them any money or sign any contract but I did give them my personal information before a realized something was off about this company. What should I do about the personal info like my social security number that I did give them?
12. July 17, 2009 – First Command Lending - Ok so i was approved for a loan with first command lending. it was for $8,000 i have to say i was happy because i can pay of my debt but after i reading the contract i came across this: $985 for the the first 3months because its a 5 year loan i tried so hard to get this money together and i did and then i realized it had to be a scam why would a loan company that’s trying to get me out of debt want money so i wanted to know if any one heard of First Command Lending?
13. Jul7 16, 2009 - Ellisview Solutions - I got a called from a Victoria Martin at Ellisview Solutions. She said that I was approved for a $10,000 loan. I have had some problems with my credit, she stated that I was required to pay a deposit of $1,436.79 before I could get the loan. I goggled this company and no information came up. I called back to find out where to send the money and I was asked to Western Union it to someone in Canada. This just seemed weird so I did not send the money. A few days later, the phone number that was originally given to me had be changed.
14. July 10, 2009 - Orizon Financial Group - I am in severe debt and was looking for a loan to help get me out. I was contacted by someone from Orizon Financial Group. They told me that I had been approved for a $8,000 loan. They informed me that I would need to send $823 for the first 4 months, and I would have the money in my account the same day. I told them that I could do it, but I needed to be sure I would have it back in same day, because this was my rent money. She gave me a 100% guarantee. Needless to say, I wired the money Friday morning, called and gave her the info, and she told me the money would be there before 7 PM. Long story short, the money never arrived, and I am going to be evicted with my family. I called them on Monday, and they told me they were very busy, and the money would be there on Thursday. I told them I could not wait till Thursday, I was going to be evicted. He said he would see what he could do to speed it up, and I have yet to hear back from him. I have 4 kids at home, and I fell for this scam, and now we have no place to live.
15. July 9, 2009 - Castle Point Lending Group - I was seeking a personal loan and not having the best credit in the world I thought my only option was a secured loan. I applied on line with Castle Point lending group and they immediately sent me an e-mail stating that approved me for a $10,000 loan, but here is my thought. How can I be approved for a 10k loan if they A. Never ran my credit or asked for any information other my monthly income. So being desperate I thought it was my only option, but something told me to ask my co worker for a second opinion on the loan documents and she asked me where the company is. I told her it was on line and so she said how do you know they are not ripping you off, so I went to google and typed in CASTLE POINT LENDING AND I found a rip off report for them just a few days ago a retired man had sent these people $900.00 and had never gotten anything out of it. MAN he saved me, but the poor guy who faxed them his information.
16. July 3, 2009 - Goldman Finance and Lending - Applied for a $14,000 personal loan on the internet. My credit is not very good so I took a chance.Wanted to get my credit straightened out by paying my bills off. A company Called Goldman Finance and Lending, told me that I qualified for the loan. If I send $1950. The $14,000 dollars would be put into my account the next day.The next day when the money was not in our account, we called them. They told us that they needed a $700 brokers fee paid. once that was paid they would put the money in our account. We paid. No money was put into our account. Made many phone calls, they quit answering their phone. We were taken. The Name I was given bby the person who called was supposed to be Lou Everest, the president of the companies name was supposed to be Ron Thorn. So if anyone gets a phone call from people by these names, please beware. I wish that I would have found your page sooner.
17. June 7, 2009 - Capital Financial Service - I saw an add on craigslist for loans regardless of credit, I am in severe debt, and in trouble of losing my home, car, and everything. I sent the email saying please help me, and a man by the by the name of Jim Morgan said I was immediately approved for 35,000. Sounded too good to good to be true, he said all they needed was an $100 processing fee that I could send via paypal or western union. I agreed to do the paypal, but he said it would take a along time to clear, so I sent the western union yesterday and was guaranteed by him ( the company’s) so called name is Capital Financial Service out of WA, USA. I tried calling numerous times. ONLY GIT A FAX #!!!! Today I checked my acct and surprise surprise, NO $$. I emailed him immediately and he claimed that bc of my background check ( mind you I NEVER gave my social) now they required a $350 insurance deposit. I begged to please speak to a real person on the phone, but he emailed right back and said they were “too busy taking care of customers” I said don’t you have 5 min to speak with me. He refused numerous times, and also NEVER gave me his company website. He said tonight at 12am if I sent the $350 via moneygram I would have it for sure tomorrow. He tried to tell me over and over it was no scam, but smells funny to me.
18. May 30, 2009 - Benton Financial Group - I received a call from a Helen Ward. She said she was from Benton Financial Group and that I was approved for a 7,000 loan. I am a person that has a good job but really bad credit. I need a second chance to get my finances in order and I was searching and searching on the internet. I don’t remember which website I was on, but somewhere they got my number and called me. I was told that I would receive some documents to fax back and that I had to make a payment which was equivalent to 5 months of my loan payments. Once I made that payment, my loan would not be due until November, and my interest rate was 8.5% – all too good to be true. It just didn’t feel right, but I was so desperate I almost sent the 1104.00 dollars or whatever it was, it was over 1100 dollars. Anyway, she called me from 701-850-0738 but told me to call 800-928-1453 x290 which has a very demented sounding recorded voice. No one ever answered the phone – she would immediately call me back and explain that they are busy and sometimes the phones are tied up. These scum bags have been doing this under other names but I am not sure what those are. There are similar stories out on the web with the same scenerio - 5 months payments up front and the money will be released in a matter of days. I am glad that I didn’t fall for it but there should be laws and stiff penalties for preying on people like this.
19. May 28, 2009 - Lending Source Corp - I was contacted by a lady saying that i was approved of $6000.00 loan but needed $700.00 for loan insurance. She sent me some documentation through email and wanted me to sign and attach copy of my SS#, Driver License, and paystub. After filling out the form i called and left a message because i have a question about the insurance money; i asked who should i name the check for and what is the address of the insurance company. She called me back and said that the insurance company only accept cash so i need to send it by Western Union thats when i started thinking that this gotta be a scam. So i started googling about this company and they do have a website but not much information about this company. then i found this site and everything went clear that i was in a middle of a scam and i almost fall for it. Searchin online resulted nothing suspecious about Lending Source Corporation but after finding your website it was clear that this was a scam.
20. May 10, 2009 - Progressive Plus Mutal Lending Group – I’ve been trying to fix my credit and get all of my debt out in to one loan, all of my local banks would not lend, I got a phone call from a man named john and he is from progressive plus mutal lending group that I was approved for $25, 000 and he would have it in there within the hour, he said I needed to put something down for it and needed to western union $1450 and there would be a western union fee and that would be refunded, call him when I got their, I was thinking maybe this is not true but then I was thinking how much I wanted to get out and clear up all my problems but his just made my problem worst, he told me that the money would be in my account within the hour, I then called and he said the lending department would call which an other man did but while I waited that 30 hour to hear from the lending department I was looking online and I heard all these stories and was pissed because I know at this point I was getting scammed I called western union to see if it got picked up it did and then when the man called back he stated I needed more money I told him no I wanted a refund and the man said that he would refund my money that it would be there 5-7 days and I know he is just saying that, I’m so upset because I had just received that money and that’s all I had until an other two weeks this sucks and these people should get caught but because it’s out of the country nothing could be really done. I can’t believe this please be careful!
21. April 24, 2009 - I’m not sure, but I think I was approached by a scammer? This guy with a heavy accent (which I could barely understand) had a lot of my info, and wanted me to verify it with him…saying I was a suspect in criminal activity with a unpaid payday loan dating back to 2007. I had never heard of this payday company, and hadn’t taken any payday loans out in 2007. When I tried to explain to him he had the wrong person…he wouldn’t listen to me…wanted me to verify my personal info before telling me who was accusing me of fraud…he didn’t want to give me any answers, just wanted to know if I wanted to resolve this issue…to the tune of over $700 for a supposed $300 loan. He kept saying he was from the crime prevention dept of some “Universal lender or payday company…I couldn’t understand him very well, and when I asked him to get someone who talked more clearer English, he got very upset with me.
22. April 24, 2009 - Shorcan Financial Group - I too got a nice phone call from a Shorcan Financial Group, saying I was approved for a loan; it had a great interest, and affordable payments. Mr. Carl Davidson then said I would need to buy an credit insurance policy for $750.00 from Carlson Credit Insurance. The red flags went up and I said no thank you, I don’t do scams.
23. April 18, 2009 - Lockport Lending - Watch out for Lockport Lending!! Just like most of the others they say you’re approved but they need 5 months of payments up front. I thought I was finally getting a break and my boyfriend even questioned the ‘Michael King’ that I was dealing with to get answers about their company and he ran a good game. So I sent my $720 through money gram and waited for a deposit into my account – it never happened. Remember, if they use Money Gram, don’t fall for it – even Money Gram admits that there system is easy to fool especially when they ask you for a reference number. All they do is make a fake ID in whoever’s name the transfer is in a pick it up. If they ask you to fax an ID or bank information – don’t do it. You never get over that feeling that someone has invaded your privacy and you soon forget what it is to be worry free. If they say you’re sending it to Canada - that’s the biggest red flag!! They can only get away with this in Canada because here in the US they would be questioned and there it’s like it doesn’t really matter – so be weary of Milton, Canada and FYI – if they do mention Milton ask them which one of the four Money Grams they’ll be picking the transfer up at. Most importantly, listen to your gut – if something stops from do the transfer take it as a sign and don’t answer their phone calls, if you can’t find them on the internet or their site looks shady, it’s cause they probably are, and if the person you’re talking to sounds like the answering service just hang up. Please don’t be like me and let someone use your hope and prayers for help against you. There’s too many people out there that are just here to take advantage of those who are just trying to turn their situations around and do a good thing for themselves but we wind up in a worst situation than we were before.
24. April 16, 2009 - Susfasa Loan Firm - I needed a loan for $13,000 and contacted a Mr. Susfasa Lee who said he could help me. This Susfasa Loan Firm is based in Nigeria and is bogus. He asked for a $510.00 fee to be wired through Western Union as well as a copy of my ID and banking info. I was smart and did not send anything to him. Please be aware this is a scam although he may send you a copy of his ID to prove otherwise, don’t fall for it.
25. April 13, 2009 - Maxwell Capital Group - I was scammed by a company called Maxwell Capital Group. They told me I was approved for a $5000 loan but would need to secure the loan by sending in collateral payments first. I am out of almost $3000 dollars that I sent to them only to never receive the loan. These payments were sent via moneygram to Canada. I should have known better but now that I do, I will never be scammed again. Please, everyone be careful. If at all possible, it is best to just save the money you need on your own or even borrow from friends and/or family. This may take longer but it’s worth it.
26. April 8, 2009 - Trust Loan Investments – I have had the unfortunate experience of dealing with a firm named TrustLoan Investments. I had originally been looking for a personal loan to deal with some financial hardship. Over the course of approximately the last calendar year, I have spent over $4000 to attempt to get this loan. Every time I thought I was getting close to having the loan, they demanded another fee of one sort or another (or there was a fire, accident or personal injury). I stupidly went along with their demands and I have nothing but heartache to show for it. Please do not do business with them or Alex Walter, Godwin Richardson (I think these are two names for the same person) and Ijeno Adebayo Blessing. They will cheat you out of all your money and say that they cannot refund any back to you.
27. April 7, 2009 - Hillcroft Lending Group - I was trying to apply for a mortgage loan, a company called “Hillcroft Lending Group” out of Texas, contacted me and said I was preapproved for the loan 68,000.00. They asked for $750.00 down (the first 3 months), I started checking with the BBB, Savings & Loan, and Chamber of Commerce. It ended up this company was not licensed to do business in Texas. I called the lady that I had been speaking to and told her the information that I had received and she sounded mad, she was supposed to call me back with proof that they were a legitimate company, but she never called back (I didn’t expect her to), I didn’t send them any money, but I was real close to it, until I checked them out. Now another company “Fidelity Freedom Lending” is trying to contact me, I know for a fact that this is a scam as well, I just read the article on your site. Thank you.
28. April 4, 2009 - New horizon Lending Group - Here is company no ones talking about: New horizon Lending Group same scam as all the other ones on here. Name of contact is Tricia Lynch and a various number of other b.s. Names. They got me for $1400 dollars that I borrowed from someone, now we are both screwed.
29. April 3, 2009 - Morgan Witter Lending - I think I may have found another loan scam. They call themselves Morgan Witter Lending and the address is in Scottsdale, AZ. Phone number is 800-934-6056. Their name or address does not come up in the yellow pages, and I can only find their website morganwitterlending.com. Nothing more on them and they supposedly have been around since 1996. I am waiting on a phone call back, we’ll see.
30. April 2, 2009 - Glenwood Lending Group - I was scammed by a company called Glenwood Lending Group. They are supposedly located out of Kansas City, Mo. I too was approved for a loan in the amount of $5000, was asked to send a security pymt of $770 via Moneygram to Carrie Armstead in Canada. Once this was done I was told I needed to send that much more in which I naively did. Was told my loan could not be approved so asked for a refund. They said it would be sent out via Fedex on the 27th of March. I have yet to receive my money and the phone number is no longer good. I did report them to the BBB which is also unable to locate them since the address is no good either. I know i will probably never see that money so anyone out there who is asked to send money via moneygram or cashiers check PLEASE don’t do it.
31. April 1, 2009 - Allied Finance Group - I sent $850 dollars and $70 dollars to wire it to Allied Finance Group. I was called and told to send “brokers fees” of $500 dollars a week later ( after being told the money would be in my account the next day). Then they said the check was in the mail. I called, and called, but they were always in meetings. Then I was told the loan was pending. Asked to cancel the loan, and I was told I would get my money back… When? 4-6 weeks. These people have been giving me the runaraound since March13th. I am wondering if I will really get my money back. New York Police said it was a scam. I had someone else call on my behalf.. They hung up on him three times. Website: AlliedFinanceGrp.com 888-314-1949. Plus.. they had me send my money to Canada!
32. March 30, 2009 - Fidelity Freedom Lending - The scam is using the name Fidelity Freedom Lending supposedly out of New York. Phone number given is 866-431-6498 Loan Rep: Janet Frost Website: www.fidfrel.com I had filled out an application through their website. I got an email from Janet stating that I had been approved for $5000. She called me, told me about the terms etc. I was asked for $630.00 to cover 5 months of paymets. I, too, was asked to wire the money through MoneyGram. I could not find out anything about this company anywhere. When you call the 866 number, it is all automated.
33. March 27, 2009 - Glenwood Lending Group - Kansas City Mo calls you to tell you you’re approved for a loan and requires the first 5 months up front which on a 10,000.00 is 1200.00 in my case. They then say you have to money gram it to them and you will have the loan in 24 hrs. I did this on a Fri. and Monday morning still nothing, so I called. they directed me to customer service who said something came up on my credit so thatey would need and additional 5 months or I caould request a refund. I immediately requested a refund and they proceed to tell me they will mail a check out this fri. for the amount I sent plus a 24.00 fee it costs to moneygram. That will be this Fri. but I’m sure I’m pretty much screwed. Times are hard and these people are taking advantage of people in these times and nothing is being doen about it. These people need to be stopped and the poor innocent people should get their money back.
34. March 18, 2009 - Northwest Pacific Funding – I just want to share my story, I applied on-line for a loan through Northwest Pacific Funding, claiming a located in Vancouver BC, so their website states. I was requested to send $500, 10% of the loan to a man named George Platt in Toronto ON, first red flag. I proceeded to do so, but i was suspicious so I did something i should have done first research the company. I could not find any information on them at all, no telephone number listing, nothing came up when google, I even did a reverse address and phone number search only to find the local number listed was in new westminister not Vancouver. I quickly put a reverse on the western union and got my money back. I then called them to find some answers as to why i could not find any information on them. All the man helping me whose name is Ben Lewis could tell me is that they are real and did not know why i could not find any information to confirm so. I even did a search on bbb and talked to someone there, who informed me that most all of the cases are scams. The website is nwpacificfunding.com. I just wanted to share because like i said i could not find anything kind of information on this company and I would hate for anyone else to fall for this scam.
35. March 6, 2009 - Interest Financial Services - There is a company called interest financial services who SAY they are located in Bingham Farms MI, but there address does not match up to their name when searching online. They ask for an upront fee for bad credit loans. I have not sent them anything but I am sure this is a scam. WATCH OUT FOR THEM!!!
36. February 1, 2009 - Pinetree Lending is not real – We sent them $924.00 and got nothing in return. we spoke with Stacy first and the rita james . . . who wanted more money due to a second look at my husbands credit. their # was 1-888-681-7964 – that was all the money we had until next week. Now we don’t have enough to pay our bills.
37. January 30, 2009 - Special Loan Services - I applied for a $12,000 loan and was told I was approved. I needed to send in 10% for loan insurance first. He said I would get it back in 60 days. I declined. The phone number 866-956-1987. EXT 350. The Company is Special Loan Services. The man I talked to was Dale Turner.
38. January 26, 2009 - BayView Trust financial - I am curious if anyone has heard of Bay View Trust financial.. address is 230 Beiser Boulevard Suite 149 Dover DE 19904. The phone number is 1888 862 6481 but is registered to Loans Direct. Website is bayviewtrustfinacial.com. I applied for a $15000.00 dollar loan and was asked to send a collateral payment of $1850.00. I was not asked to wire it yet, but would like to know if there is more info out there..as they did send documents to me via email as well. The logo is identical to bayview financial… yet I can’t find any info on them on the BBB.
39. January 17, 2009 - Ridgefield Financial - These people call themselves Ridgefield Financial, and are supposedly based in Waterford, CT. They are very good, almost scammed me out of 840 bucks, but thank goodness I asked more questions when I got to the moneygram location, otherwise, I would be in really bad shape. Please warn others before anyone else loses their money.
40. January 12, 2009 - OmegaOneLoans and Pendulum Lending Financial are evil twin sisters. I am a disabled veteran recvg ssdi, will take 6-10 yrs for my service connected disability and needed a loan for a used car. Thereafter, I recvd an offer from OmegaOneLoans.com for a loan of $5000. but they needed a $500. collateral pymnt.and they emailed loan docs, even had a friend look it all over since I am on a lot of meds, I do not totally trust my brain these days, and he even said it seemed legit. Well, of course the moneygram was sent to someone in Alberta, Canada (in retrospect, THAT should have been a deadringer but I was desperate), and no, the loan did not appear in my bank account. I tried to call them back and only got voicemail and I grammatically tore them to shreads. I now am getting a new debit card that has Mastercard logo, used as a debit and ATM that Social Security is pushing for people that recv benefits called Direct Express, by Comerica Bank, that has extra security features in it and lower fees for ATM use. When I made the police report, the officer at first suggested I just wait a few days (I made report the day funds were NOT deposited), as he thought it looked legit, UNTIL I showed him how the address for the co. Googled was NOT the address of this co. and of course the Moneygram to Canada. FBI IC3 Fraud Unit, and I have tried a few times to make a FTC report but found their report assistant annoying and cumbersome. Stay far away from these co.s listed…as far as identity theft, my credit is so bad they will have fun with that but the fact they have my SocSec# kinda scares me, reason I am letting SocSec know I was victim of scam and to get my direct deposit changed ASAP. I wish I had this knowledge 20/20 hindsight.
41. January 5, 2009 - Alternative Investment Corp – I was almost taken by these guys! When they asked me to wire money to an individual and not a company I became concerned. They were not listed in any BBB or complaint web site; their web site and loan documents looked legit. I called the post office for the address on the loan documents and there was no company by that name at that address. I e-mailed their ‘customer service’ email address and confronted them, but with no response. The ‘loan officer’ called me again today wanting to know if I still wanted the loan. After reading your web site I’m sure it was as scam, but they wanted the money sent to some one in Indiana.
42. December 21, 2008 - Birkdale Finanical Group - I want to report a scam by a company called Birkdale Finanical Group. They approved me for a loan that had me send them $800 dollars then next day i was told to send 800 more and never receveied the loan
43. December 2, 2008 - Lead Link Financial - I received a call from a person by the name of Steven Anderson from “Lead Link Financial” and he told me I was approved for $5,000. I told him that I had bad credit and he said that they have “programs” for people with bad credit. He sent me a “Loan Agreement” that looked legit and all I had to do to have the $5,000 deposited into my bank account was send 6 months payment of $160.86 which adds up to $965.00 via money gram. The thing is that the company address was in New Hampshire and I was there for the Holidays and happen to drive to the address and guess what, company is not at that location. He gave me a fax number to fax the Agreement in California but supposedly their office is in New Hampshire, then he tells me to wire the money to a Tanya T. Watsonn in Edmonton, Canada. I knew this was a scam but wanted to see how far they where willing to go with the scam.
44. December 1, 2008 - Fairway Financial - My experience was with FAIRWAY FINANCIAL with a guy named KEITH FOWLER and they told me that i was going to be able to take care of my unsecured debt and that i was approved for a $20,000.00 loan but i would first have to send the first three months in advance in a money order since i did not own a home or have a co-signer. So the day before i was getting ready to send them the money order i called just to kepp up and make sure everything is ready to go he was a little mean with me on the phone so thats when i decided that somethings not right and thank god i got on this website to read through the scams first because you guys actually saved my life…..So thank you!
45. November 27, 2008 - Clearview Lending – They had me moneygram $750.00 to a private individual and then advising I would have my loan amount of 5000.00 deposited into my accoutn before 5pm the following business day. Then at 2:30 they called to advise the required another 5 months in advance before I would receive my loan. I asked for a refund and they saud I would be granted a refund by Dec.15 of 2009! Don’t trust them for anything I dealt with Samuel Jamison – even the faxed documents looked legit but were far from it. Their # is 866-504-3148
46. November 10, 2008 - Oakdale Lending Group - DO NOT trust Oakdale Lending Group. They said I was approved for a $12500 loan that I had applied for. They wanted 7 months of collateral payment which was $1680.00. Now they call me and tell me that they want another 7 months. BIG RED FLAG. I sent the first $1680, not thinking since this was the first loan I applied for. Needless to say, I got screwed. Now I am trying to figure out how to get my money back.
47. November 9, 2008 - Century Lending Solutions - I was scammed by Century Lending Solutions, chelmsford MA, centurylendingsolution.com Phone number 1-877- 202-1821 ext 100. They said I was approved for a $10,000 loan, But I had to send the first 6 months payments since my credit was so bad, so I sent 1295.00 hoping to get my loan within hours. After a few hours I called them back only to find out they want another $1800.00 for a insurance premium. I said I didn’t have that kind of money so they called back saying the insurance company agreed to taking half of the premium. So realizing i had already sunk $1295.00 into this I was just hoping things would work themselves out. Unfortunately after I paid $950.00. 2 days latter still not receiving my money, I called phone busters and the local rcmp to put a complaint in. I had to cancel my bank account, call the SIN number in to red flag my account so no one can use it. And I also called equi fax to report this scam so they could red flag my account. Since they had all my personal information. Now I am out $2200.00, and when I called back to question them about there location, and what kind of business they were running the guy said well our address and information is on our website, he couldn’t even answer the question properly. They told me they would send my money back to in 30 days. The money was wired to them through money mart or a postal service to manitoba, canada. They are really sneaking and I hope they are caught so this doesn’t happen to anyone else. If any company request money before the loan is distributed it is probably too good to be true now I am paying for that mistake.
48. November 5, 2008 - Clearview Lending Services – I too received a call just like everyone else on this page. I almost fell for it, but my husband and I decided to do some checking. They told me I was approved for a $5000 loan at 6% interest rate and my payments would be $151 and change a month for 36 months. They stated I would need to send $911 to secure the loan and a payment would not be due until June of 2009. Do not fall for this company. I searched the address 7335 sand lank rd, orlando, fl 32819 and found the actual address is West Sand Lake rd. However, Clearview is not listed as the company. I searched the phone number 866-504-3148 and got no results. I searched the fax number 407-650-3400 and found it is a unpublished landline on East Anderson Street in Orlando. Beware of this company!
49. November 4, 2008 – Morton Lending - Mr. Sam Rice called me from a company called Morton Lending Group (1-877-845-9574)on 10/31/08 @ 1:40 pm while at work. He told me that I was approved for a loan but I needed to call him on 11/3/08 after 11am so he could give me all the details and payment plan and interest rate. I knew then there was something wrong with this, but I wanted to get as much information from his as possible so pretended I didn’t know what he was going on, So I called on 11/3/08 at 12pm and recording request me to say my name before the call was transferred to Mr. Sam. Once I gave my name he pick up the phone and tells me that I was approved for a 5000.00 loan, But I first needed to send him 895.44 as an initial security payment to receive this loan, I knew this was a scam, I asked him what he need to get besides the money and he told me, he needed a copy of my license, pay stub, bank statement and voided check. I asked him if I could have this in writing first, so he faxed me over a fake loan paper that he wanted me to sign and send back with all the paper work. Mr. Rice told me that I had seven days to send the money or the application would be voided. He said that once I send the money, with-in 24 hours the 5000.00 would be in put in my account. Of course once he send me over the contract, and he never heard back from me again.
50. November 1, 2008 - Pioneer Lending Resources - I was contacted from Pioneer Lending Resources 18883339776 stating that I had been approved for a $5000 loan. We faxed them over a copy of my drivers license, social secuirty card, and latest paystub. They asked me to moneygram them over a $600 depoist for the first four months payments, how stupid of me, but I did, and of course as all other stories, it was to Canada. The money was not depoisted into my account and when I called back they stated that they needed an additonal $600, again, I obliged. The money was never deposited into my account when I called to speak to Lindsay Price who was my direct contact she was either on break, in accounts payable, or no one by the name worked there. When asked where my money was, it is was either stuck in the Caymen Islands, or the computers were down. The man that answered the phone would speak to me in a normal voice or would then speak to me in an Indian accent. When I called there for two hours straight Lindsay finally got on the phone and asked me why I was so hostile, when I told her she was an idiot for even asking me that question her response was “I’m an idiot? Your the one that sent over the money.” Everyone in the background was laughing. There has to be something I can do about this.
51. October 20, 2008 - Bellwood Financial - A company called Bellwood Financial from Ft. Lauderdale Florida almost got me.Some of the same stories I’ve been reading alomost happen to me, a guy by the name of Jeff Blackburn said I was approved for a $8000.00 dollar loan and sent me loan documents that looked legit. Even though I was sceptical about this I sent the $1210.00 dollars he requested so that the lender could buy an Insurance policy on it, well about 5 minutes after sending it he calls me back and said Mrs. lisa Cohen is unable to pick up the money and could all call Money Gram and tell them that I know this person to release the funds….Right then is when I realized I was almost scammed, when I called Money Gram she asked me did I know this person and when I told her know she told me the scam and man do I ever thank her for not letting that money go through, here’s the sad thing these kind of people are going to hell over a money scam. Don’t respond to Bellwood Financial or CharterFinancial Group.
52. October 20, 2008 - Brockwood Lending Group - I was informed by Brockwood Lending Group in Wichita, Kansas that I was approved for a loan of $25,000. I was asked to send $1980 for the first 5 payments and the money would then be wired into my account. Moreover, I had to send the funds by moneygran to Canada. Haha!! Once I had sent the funds I called Mr. Josh Evans and gave him my reference number to which he said my funds would be available after 5pm that day. Well 5pm and no money. I called back to then have Josh Evans tell me he no longer had my file and I needed to speak to a Mr. Craig Noble in customer services. Mr. Noble explained there was an issue with my credit and I needed to send another 5 payments ($1980) and I would have my funds immediately. So like an idiot I sent the money and no funds were sent. Now I’m told I need to pay $1080 more for insurance, so I did. Well here it is a week later and I’m out over $5000 and NO LOAN!!!!! Be careful of Brockwood Lending Group 877-576-7475
53. October 11, 2008 - Rothwell Financial Group - This place is supposed to be located at 10400 Linn Station Rd., in Louisville, Ky., the phone number is 1-877-621-3149, the scam is that they solicite A loan via the telephone from A guy named David Mithchell, (proabably an alias), and he sends fake loan documents, you sign them send A photo copy of your I.D with the documents, to A (502) 415-7581 (which is a Kentucky area code)? then he calls back, and ask you to send money via Money Gram the amount asked for in my case was $910, they know how much it cost to send exactley, I sent it to a Sandra Blundell in Halifax nova Scotia, Canada, after i sent the money I called this David guy back, and gave him the confirmation # on my receipt, I satrted calling him the next day, every hr. on the hr, while checking my acct. for the loan funds that hadn’t arrived, after my last call at which time I asked to speak to someone in the accts. dept. this other guy name Peter Rolen called me, and said “that I would have to send another $900 as insurance to secure the loan”, and that is the scam I told this Peter guy that I am goning to report him to the F.B.I (after all that is why they exist to investigate such crime, and after checking with the (BBB) in Louisville they had complaints about this company, and quite frankly the company didn’t even exist, so please be careful when giving your personal info out, and who you deal with, cause you never know.
54. September 28, 2008 - Colossus Credit Lending - I was scammed by a company called Colussus Credit Lending, inc. I spoke to a lady named Leslie Valle and she said I had been approved through a private lender for 5000.00 with a rate of 8.5% for 60 months. I was told that the lender would need to know that i was trustworthy due to my recent bankruptcy and bad credit from a divorce. I would have to send 5 months in advance which was 511.00 and the money was guaranteed in my bank acct within 24 hours. I told her i needed to be sure of this because the money was my house payment and i had to have the money back. She said i was 195 % approved and i would have my money the next business day. I went to Walmart to moneygram the money and i had to use a red form (which is sent to an individual not a business form which is blue) I also had to call her with the sending information once i arrived at walmart. She said she would stay on the phone with me until i gave her a confirmation number. When i found out the money was going to Canada it thru up a red flag to me and the associate and we called the bbb which they had no record of this company and then i called the ftc and he said it was a scam. The loan rep assured me that they were just trying to scare me and for me to tell them it was a personal matter and for the associate to just do her job. Thank god for her, i did not send the money and after reviewing information on the computer, reverse lookup, the address was legit but not for this company, the phone numbers her and her manager called me from where disconnected when you called them back but the toll free number still works today and that is 888-249-9291 ext. 245/242 in case anyone wants to call them and tell them how low down they are. I had already signed my disclosure and gave out my bank info and a copy of my licence via email. I had to call everyone and let them know what was going on and I even called the police dept in Portland Maine were the company was supposedly doing business. I contacted the postal service and even business in the same building as the address. If you have this happen to you before sending money please check it out. I can’t believe there are people so bad in our world and when you report it, the authorities act as if they can not really do anything about it. What is up with that?
55. September 25, 2008 - Brunswick Finacial Group - I do believe I was definetly scammed after reading your website. I have been working with company named Brunswick Finacial Group out of Duluth,Ga. I wired them 1710.00 for a unsecured loan of 5000.00. I have yet to get approved with not so bad credit after being told I was approved 2 times. Jason Hampton of Brunswick financial called me back today to tell me I was approved for yet even more money, 10,000, but only if I wired them another payment of 1,018.00, but to a different lender. I told them okay, I will do that, but I would call him back tomorrow morning to get the imformation as to where I needed to send the money. I would like to know what in the hell to do to bust these assholes.
56. September 25, 2008 - Focus Lending Group - During the first week of August 2008, I had applied for several loans on line and received a phone call from a piece of slime who identified himself as Michael Borland, from Focus Lending Group (888-666-1538) who “had received my application” and I had been approved for a $5000 loan at a reasonable interest rate and repayment schedule. In a tight squeeze, and forgetting the adage of “if it sounds too good to be true, it is” I filled out the forms that he faxed to me, and was required to send the first 5 payments up front. Like a dummy I sent $785 + the wire fees, to a Nina S. Byrd in Ottawa Canada. Needless to say, it was a scam. The phone number to the company was disconnected by the next day and their website focus-lending.com no longer responds to inquiries. No mention was made of the Canada connection until I was at the bank sending the wire. Mr. Borland stayed on the line the entire time until the wire was sent. The address on the paperwork – #10 Middle Street Bridgeport, CT – although an actual building, was a 16 storie office building that had never heard of them. I had checked the BBB and found no complaints, although they did have a report on file with no comments. I have since filed a complaint with the FBI, BBB, local authorities, etc, although it will never do any good.
57. August 25, 2008 - Atlantic Capital Resource Center - I was just scammed by a company called ”Atlantic Capital Resource Center” I was filling out loan applications online desperatly trying to get aloan to get out of debt. My applications some how got forwarded to this company and i requested 12,000 and they e-mailed and said i was approved 15,0000 and assigned me to a loan officer named David Taylor EXT 253 ph 1888-333-5188. They faxed me the loan documents and stated i needed to make 5 months the monthly payment up front and not have a payment until the 6th month of 296.00 with a 7% interest rate for 5 years. They stated if i can’t make the 5 months advance then i could make 2 months which i had to wire in a money gram $592.00 to a guy name Leonard Roberts in Newy York. I called the Money gram customer service and they stated that the money was pick up in Austell GA at 5:00pm and my money was supposed to be here today and never came. PLEASE WATCH OUT FOR THIS COMPANY!!!
58. August 16, 2008 - Equistar Financial Group – out of Waterbury, CT is a scam. There phone number is 1-888-623-2142. They will fax you forms and request money up front and will not give you ANYTHING in return. They will even hang up on you after they get your money. Just thought someone needed to know.
59. July 28, 2008 - Amerilife Financial Group - My wife and I were desperate for cash (with poor credit) and applied for a few online “pay day” loans in July of 2008. Someone must have found my information on the internet, they contacted me and told me they could get me a loan for $5000 thru a private lender. My wife and I discussed this and decided we should move forward. I contacted the “loan officer” the next day, the name she gave me was Pamela Steeles and the contact number for her company ‘Amerilife Financial Group’ was 866-203-7543. She informed me that since my credit was poor, she would need $787.50 to be wired to the ‘lender’ up front for the first couple months payments (covering Aug – Sept).I didn’t remember her telling me this the previous day when we spoke, but she said the money would need to be wired to assure my loan would be put into my checking account the following day by 2pm. I told Pamela I could not come up with any $$ until I got paid later in the week, this seemed to make her more pushy, she said the loan was a “1 time deal and probably wouldn’t be available from the private lender that late in the week”. My wife and I were worried if we waited until then, we might not get the loan, my wife even contacted the so called company and it was like pulling teeth to get someone there to give her a company website. We wanted to make sure it was legit, the documents Pamela had faxed us seemed to be in order, and the site they sent us to also looked real. We went to a Walmart near our house and used MoneyGram to wire the money to a person in Canada (Pamela claimed this was the lender) by the name of Lance F Letrelle, Pamela stayed on the phone with me up until the money was wired, she needed the confirmation number, she said we would have our $5000 loan sent to our checking account the following day by 2pm, it never came and now we realize we were scammed, we just don’t want this to happen to anybody else in the same situation as us. We borrowed a portion of the money we wired from a family member, and I feel like a jackass, i’m interested to see if Pamela contacts me for more money, I left her a message when the money never arrived.
60. July 2, 2008 - Prime Trust Sources - I thank you for your website. I was desperate to acquire a debt consolidation loan and was contacted by Prime Trust Sources. They promised me $5000.00 unsecured loan and all I had to do was Moneygram $960.00 to them for the first six months payments and my first payment would not be for 6 months. I requested a copy of the contract which they immediately e-mailed to me however red flags went off after reading it. Previously being in the finance business myself I was aware of certain verbage contained in a financial contract. This contract was vague with no name of Lender. When I asked the “loan rep” he stated that he could not get me approved through a bank however he found a “private lender” to lend the money. I told him I was unable to send in the whole amt and he said he would talk to the lender and see if they would allow a partial amt to be sent in the first day and once I received the $5000 I could wire the rest. I asked why they could not take it out of the proceeds and he stated that it was just not done that way. I checked the Better Business Bureau for Rocky Hill, Ct which had the listing however the type of business was Loans – Scam. I checked Prime Trust Solutions out of MI and they also have a scam running out of Ct and MI. I was lucky I listened to my red flags and Mama’s voice “If it sounds to good to be true it probably is.” Good Luck to all of you.
61. June 28, 2008 - Highland Lending Services – In May 2008 I was told by a Gentleman named Kevin Edwards from Highland Lending Services that I was qualified for a $5000 Loan but I was supposed to send my first 6 payments upfront ($910). I sent that money to a Lady name Tracy Delano located in Winnipeg, Canada. the next day I got a call from another gentlemen named David and he told me that because of my Credit situation the lender required another 6 month worth of payment. I explained to him that I do not have the money and that I would prefer to have my $910 back. He said that they will send me the moeny back by May 31, 2008. Since after that date I ave been trying to call them (888-265-0057) and when dialed the number it just say “Good Bye”. Now my situation is even worse cause I send them my rent money knowing that I was going to have a loan and now my car is scheduled for repossession and it is just a living nightmare. Anything you can do to help or to help stop those people from hurting people like that will be appreciated. Thank you
62. June 21, 2008 – At the end of May, I located a name online, trustloaninvestments@yahoo.com. Since my credit is bad, I contacted this party. The person who responded is named Alex Walter. I completed the loan application and sent $100.00 via Western Union. I had to provide a question and answer to Alex so he could pick up my money. He was then to wire $3500.00 to me via Western Union. Needless to say, I have received nothing. Alex claims that he tried to send the money but was told he could not send the amount of $3500 at once, he would have to break it into 2 payments, so then he told me because of this, I would have to send an additional $50 if I wanted my loan. I asked for the $100 back, to which he agreed to at first, but then claimed that his “boss” refused to pay the Western Union charges. I have been emailing him requesting my money back, but he ignores my emails. He will occassionally respond stating that if I send the $50, he will send the loan. The money was sent to Nigeria. Please find a way to stop this person.
63. June 2, 2008 - Conquest Financial Group – After a few rejections because of my messed up credit, I received an email from Conquest Financial Group at www.conquestfg.com (website has been taken down). The email stated I was approved for a loan for 8000 and to contact a Gail Bowden for more info. She was my loan officer. I called the number which I unfortunately deleted out of my email contact list due to anger. Anyway, I called her and was told several times she was unavailable. when I finally reached her, she told me I was indeed approved and gave me an interest rate like 8% and I was floored and happy. My vehicle had just be repoed and I needed to get it back so this 8k was going to not only satisfy the 2k I needed to give the co. but I’d have some left over to wipe out the rest of my car debt and everything else. I could either have a cosigner making 70K a year, put up my vehicle for collateral which I was willing to do but Gail didn’t like that. My vehicle is a 2002 and that was too bad because she needed it to be a 2003. I needed to come up with what I thought she said was 96 when in all actuallity it was 960 as a security deposit since this was a no credit check loan. I was to sign my loan documents and give her a copy of my ssn and ID or driver’s license. It was Thursday and if I did this on that day, the funds would be in my account that Friday. Well, I got my tax rebate for 3k and was on my way to western union to wire them the money with dreams of paying off my car when it dawned on me. Why did these people need this money up front sent to a Shelly Conyers who would be the one picking up the money? I am happy to say that I wired the 2k to my auto finance company and got my car out of repo and went home to delete Ms Gail Bowden’s contact info. They tried to use scare tactics to make me send the money–I promised to accept the loan but never did I print those documents, sign them or submit them. This all began May 20 and my last harassing phone call came on the 30th.
64. May 30, 2008 - Bendel Capital Corp – I recieved a call from a Lady Named Cindy McKoy Saying she could approve me for a $8000 Dollar loan at Bendel Capital Corp. All I had to do was send her a deposit to cover my first few payments so when I got the loan it would give me time befor my first payment. I sent almost $800 dollars then she called me the next day when I hadn’t recieved my funds and said that I had a red flag on my credit that I would need to send another $800 just because my credit was bad (which was why I was getting the loan to clear it un in one payment)So like a idiot I send more money then she said that the lender had there funds frozen because of a credit card scam and that her company would refund me my money plus my western union fees but it would take 15-30 business days. . . I am still waiting and it has been almost two months. Cindy McKoy With Bendel Capital Corp. #1-866-731-4418 ex:213, Fax 1-800-282-9093 THIS SEEMS TO BE A SCAM!!!!!!!!!!!! I wish I knew then what I KNOW NOW.
65. May 28, 2008 – Penbrook Financial Group and Fieldgate Financial Group – There are two internet loan companies to weary of. Penbrook Financial Group and Fieldgate Financial Group. When I was scammed they were working under the names of Daniel Nash and Ben Parker. I was duped out of 3,000!! I figured it was a scam the same day but it was too late. They had already picked up the money at moneygram. These are the phone numbers associated with their fake company: 1-877-700-6764, 1-888-681-7964. Be smarter than me and check any and all loans company out before you do anything. They were registered on the BBB but even they had no report on them until I submitted one.
66. May 23, 2008 - Ellison National Finance – I followed the directions from an internet loan site for loans for people with rotten credit, but good income. Was directed to company called Ellison National Finance in Chicago and Toronto. Web site looked great. Did BBB check in Chicago and came up not good. Was no listing in Toronto, on superpages. Also could find no where company is licensed in Canada or US to be small loans lender. Called them back, wanted 10% of loan as security. RED FLAG. Loan officer name was William Adelson. Asked BBB in Chicago for reliability report. Still in process. I did not give out SSN, pay stubbs or DMV. The phone # is 1-866-387-2360. I am not saying this is an advance fee loan scam, but if it looks like a fish and smells like a fish, it most probably is a fish. Beware, the URL was done in April 08. Also could find no listing of “copyrighted” logo. Probably best to stay away until BBB finishes report.
67. May 22, 2008 - JH&CL - I had sent in a security deposit of $2,041 to a company calling themselves “JH&CL” they had told me that as soon as I sent that in then they would deposit my loan of $10,000 into my bank account within 24 hours.So i sent it to them and a couple days went by and no money into my account so I called them up and they told me that I need to send them another $1,600 more I did not send that amount to them instead I requested a refund of my security deposit.They told me that all refunds are processed between the 15th and the end of the month.This was at the beginning of April well as of today may 22 I have still not received my money back.I call them at least 20 times a day and I have left over 200 voice messages and they never answer the phone and never return phone calls.So I am thinking that I am never going to get my $2,000 back.
68. May 18, 2008 - Highland Lending Services - I was scammed by Highland Lending Services supposedly located in New Jersey. I was contacted by a Kevin who stated that I had been approved for a $5000 loan. He stated that I had to send in $1060 to cover 4 months payments as security. So I sent the money via moneygram to a Lucy Bagley in Alberta Canada. When I asked him why was I sending the money to Canada, he stated that their economy was better and that was the lender that they were dealing with. He stated to give him a reference number and that the loan would be in my account on the following Monday, this was Friday that I sent the money. On Monday morning, I received a call from a Mr. Scott who proceeded to tell me that because my credit was bad that I had to send in another 4 months payments. I could only scrape together $900 but of course he accepted that and said that he would credit my account the $160. This was on a friday as well. Monday morning I received a call from another person who claimed to be “higher level management” and said that the loan company that they were dealing with in Canada backed out of the loan and that they were taking legal action against them, however he had found another lender who was willing to give me a $12000 loan but I had to send in 8 months worth of payments. At that point I realized that I had been scammed and requested a refund. I checked them out with the BBB and found out that this was a scam. How stupid I feel. I gave this company every dime that I had. Now it will take me months to get caught up on my bills. My financial situation is worse than ever. They promised to refund my money on June 6, 2008. I won’t hold my breath. Do not send money to this company. I plan to report them to any government agency that will listen.
69. May 14, 2008 - Scammers Hijacking the “E-loan” company name - I was almost taken by the fake E-LOAN scammers. I applied for a loan at E-LOAN website and was directed to Citifinancial. Citi turned me down. A few days later Ann Smith from E-LOAN contacts me and says I was approved for a $10,000 loan at 9% interest rate. She said the monthly payments would be $248.07 per month and I would have to pay a $850 security deposit to secure the loan. They told me to call them once I got to Moneygram and they would give me the information to send the $850. I found this to be strange. Why would E-LOAN want me to send a security deposit to a individual and why would I have to get the information at Moneygram. Anyway I sent them my id, social security #, bank acct # and check stub already because the loan documents looked very authentic. After calling Moneygram and seeing a warning on the Moneygram form about sending money to people claiming that you have been approved for a loan I decided not to send the money and reported the people to E-LOAN, the FTC and the FBI.
70. May 7, 2008 - Sherbourne Financial Lending Group – Brian Baldwin is who I spoke to. Phone is 1-888-625-5188 x219. Address on loan application is 801-6701 Democracy Blvd, Bethesda MD, 20817. He said I would need to wire him money from Money Gram to cover the first 4 payments.
71. April 30, 2008 - Principle Financial Lending Group – mike steiner, rachel conrad, carmella johson; just to mention 3 of them. 820 second ave. ny,ny….1-888-813-5721 ext 155 or 427. scammed me out of $765 plus cost of moneygram sent to a valerie fualner and picked up at a walmart in new york. bad credit loan…i have all my paperwork. no money deposited in account. beware of this company. principle financial says that these people are faslely working under their name; but, i feel co. should be responsible for letting this go on. i called the # today and it is still active. why doesn’t the main co. do something about it?
72. April 28, 2008 - Sherbourne Financial Lending (sherbourne-lending.com) needed $1120 as “collateral” on a $7000 loan. They even let me send it to a name that they didn’t know, as they only needed the reference number to verify that the money had been sent. Once they confirmed that I was supposed to go back and change the name on the wire. I wired that, then they called back saying they needed an additional $1000 as an “insurance policy”. I told him I knew he was trying to scam me. He offered to send me a letter of guarantee. He was baffled when I told him I didn’t know him or his CEO so his letter wasn’t important. Thanks to the letters I read on here I figured out he was just trying to get more money. I have to go back to Moneygram today to try and get the orginal money I sent back. Their number is 888-625-5188. They are located in Bethesda, Maryland.
73. April 18, 2008 - Horizon Lending Services (Chicago) called me after I filled out a online loan application. Said I would get $5000 if I sent them $900 for the 1st four months payments. Robert Davies was the name given by the caller. Didn’t do it and I reported him to the Illinois authorities.
74. April 4, 2008 - Great Trust Solutions – I have been trying to get a loan, and of course because of my bad credit, no loan company will approve me. Then I get a call from 2 lenders saying my request for $10,000 has beed approved. The first was a scam and I new it right off the bat, as he told me he was in Edmonton, Canada, but when I called back, the person that answered initially said they were in Calgary. Anyway, I immeditately hung up the phone. Ironically that very same day, I get an email from “GREAT TRUST SOLUTIONS” located in Portland, Maine. Their number is 888-876-9866. Address is 4 City Center, Portland, Maine. When you call there is a recording that asks for your name, not a live person and then proceeds to transfer you. I asked for the person who’s name was on the email, his name was Jeffrey Minor, at ext. 398. He explained that because my credit was bad, he found somebody (a private party) that would fund my loan, but I had to pay 4 months upfront to secure the loan, as a “down payment”, so to speak. I said how may I send it, and he said Moneygram. I was skeptical and had him send me over the documents, and I looked them over, they looked extremely professional and legitimate. However I decided to investigate further. I looked them up in the BBB website, nothing listed. I looked up their website and it was created in March of 2008, and good until March of 2009. I even called 411 and asked for a listing with the name, and they had nothing. I looked up the address and it belongs to a real estate company. I called him back and told him that I read several articles about this loan scamming, and he said that he understood, and I’m not the first that has ever questioned this, but they are in fact a legitimate company and I can forward the documents to any attorney and they would claim it to be legitimate. I’m so glad I didn’t send them anything. Thank you so much for posting all of these stories.
75. April 1, 2008 - Wharton Resource Group – I just got scammed. The company name is so called “Wharton Resource Group”. You can look them up online. They told me that I was qualified to get a $30,000 loan and that it was gonna get wired into my account but first I would have to send them $1000.00 for Insurance purposes. I sent the money through Western Union and I got ****** over!!! Excuse my language but I am so angry! How can I get my money back? Or will I be able to get my money back? Please email me ASAP I would really appreciate it.
76. March 25, 2008 - Coast2Coast Loans – I applied for a loan online through a company claiming to be Coast2Coast Loans and was pleased when I was “approved” for the loans. I faxed the required info in and when I called Kim Collins back, I was told she wasn’t there and that she had been in an “accident.” Sylvia Washington,the woman who had taken her place told me that the company would need $975 to purchase insurance to secure my loan. Not knowing any different and assuming nothing else, I told her I didn’t have $975 and she said she would see if she could get the amount lowered and I could pay the balance with the proceeds from the loan. When I spoke with her again, she said that I could send $600 via Western Union which I (foolishly) did; I received a “receipt number” over the phone from Sylvia Washington and assurances that my money would be deposited into my account by Monday morning. The Western Union was sent to a Reginald Campbell in Richmond Hill, Ontario and the company was located in Toronto, ON. When the money wasn’t in my bank Monday, I called Coast2Coast and of course, no answer from anyone. The customer service answering machine stated that “Sunrise Financial” was unable to take my call as well. I realized I had been scammed. I reported this to my local police and to the RCMP in Canada as well. I just happened to receive a phone call last week from another loan agency from the landline number 416-777-7776. I don’t remember dealing with this agency and so I Googled the number. Surprise! This number is associated with all kinds of scams, especially the “you won some money but send us some money first” scams. They emailed me a copy of their (quite misspelled) contract asking me for $565 as a insurance payment. They just called me and I told them no way. I will also report them to the RCMP. Guess where they are located? Richmond Hill, ON. Coincidence? Maybe, maybe not. Once bitten, twice shy in this case. I will always do my homework when I deal with anyone that has to do with anything on the Internet from now on!
77. March 4, 2008 - Odeon Credit Union has contacted me about giving me a loan. They want all my personal information and a payment of $800 before the loan can be approved. They want the money sent to Canada but their office is supposedly in Miami, FL.
78. February 29, 2008 - Empire Direct Lending AND Rodney Ford Lending Company – Both of these companies wanted extensive upfront fees for a personal loan and one asked for all sorts of personal information that should never be sent to people you don’t know.
79. February 10, 2008 - Capital Source Financial – Thanks for your website. I was just about to wire $785.00 to a company by the name of Capital Source Financial for a $5,000 loan. I was told to wire the money to Elizabeth Clark in New York. I was sent a lengthy document saying that I would receive this money the next business day once they received payment. When they told me that Elizabeth Clark would be my lender that made me question why would this money go to a person and not a lending institution. I found your website and thank god I did.
80. January 20, 2008 - Premium Growth Financial - This man claimed to be with a company called Premium Growth Financial 866-205-6930 x327. offered loan for $6000 & asked me to wire funds in advance $751.00. Thank God I didn’t. I looked on the BBB & the company could not be found.
81. January 2, 2008 - Hire Financial Services – After being turned down again and again from other lenders this is what has now happened. We were called and told that we qualified for a $40,000 loan on November 9, 2007. No questions asked. We were denied everywhere else. We first had to wire transfer 10% (which is $4,000) for a security deposit and insurance. We would get our money returned after six months of probation of payments. The monthly payments were a 6% interest rate and would be $444.00 monthly. This sounded to good to be true. It also was wonderful to think that we could receive this money. We even received a loan agreement through email. We later asked if we could change the loan amount to $50,000. It was very quickly and easily accepted. This loan was to be done through a private lender. We were to wire transfer the funds (through Western Union only) to a Tiffany Covington in New York, New York. The name of the agent in which we worked with was Kimberly Walton. The business name is Hire Financial Services, their phone number is 1-888-284-8634. We asked many questions and became suspicious. She tried to assure us that she and her company were very honest and helpful. I even spoke to another woman that was to be her supervisor. We tried to locate the place of business in North Carolina. We went through the BBB, Secretary of State, the county Business License department and even Dex yellow pages. We found nothing. We asked them for some proof of their business. They could not supply us with any license, references, and no verification. They did try to fax and email us a Letter of Guarantee. All paper work did not look legitimate. We did a lot of investigating and found more fraud of the same type. We came very, very close to sending the funds by wire. We found the same fraud as this and did not send the funds. This other fraud included a Kimberly Willmont, same kind of accent, from North Carolina,and also 10% of loan to be wire transferred. Thank goodness we found out just in time!
82. December 26, 2007 - Scotia Capital Investment – I filled out a loan application online at their website (which appears to be gone at this time). I was then contacted by a loan rep named McKenzie. She told me that I was approved for a loan in the amount of $5000.00. I really did not want to take a loan out for that large of an amount but she said that was the minimum amount that they loaned. I was very happy that I was approved for this loan; it would make for a happy Christmas for my family of five and pay for some dental work that my son needs to have done. McKenzie told me that because of my poor credit I would need to send Scotia Capital Investment $890.00 to cover the 4 months of my payments (security for them). She told me as soon as I wired it to them I would receive my $5000.00 directly transferred into my checking account. I immediately wired the $890.00 dollars (it was all I had) expecting to receive $5000.00 1 hr later. Well 5hrs passed and I was still waiting for my loan. I called the company the next day to inform them that I have been checking my checking account and the 5000.00 has not been transferred. They told me that the reason they had not wired my money was because they further reviewed my credit and need me to send an additional $499.00 for insurance once they received the $499.00 the $5000.00 will be wired to my checking account. My credit is not that poor, I mean really! That’s when I knew I had fallen into a scam, I told them I did not want the loan and would like a full refund ASAP. Every time I call to inquire where is my refund? they are very rude and hang up on me. One man made is voice sound like a monster from a horror film and said ‘is this that devil girl that keeps calling wanting refund?. I knew I was dealing with people that are immoral and criminal minded. He was trying to frighten me and he did. This is a terrible fraud that these folks are running. And I pray that they are caught before they take from any other families.
83. December 11, 2007 - Citizen Financial – The company I was dealing with is Citizen Financial. Jamie Clark was the rep. We didn’t send the money but was standing in Wal-mart money gram with the money in hand. I am in school and have been turned down at least 4 times for personal loan. When I got the phone call that I had been pre approved for 15K of course I was willing to do whatever to get the loan. The contract was sent to us via fax and my husband and I talked to “Jamie” a couple of time throughout the week. On Thursday Jamie gave us Monica Gibbson in Canada to wire the 1,500.00 to for an insurance policy. The 1,500 was the first 12 payments for the 15K loan. The remaining amount would be less the initial deposit. This “company” is in NJ. They are not listed in BBB nor Secretary of State of NJ.
84. December 7, 2007 - Triamerica Financial Trust – They scammed me out of 577.oo dollars calling it insurance for a 6500 loan then told me that my loan was all of a sudden denied. I am a single mother and they took all of my money, now my daughter will have no xmas. It is desperate times and I really needed help, I thought things were going to be okay but I was scammed. I don’t know how thaose people sleep at night.
85. December 3, 2007 - Saxtonfinancial.com – I have been scammed by saxtonfinancial.com 1866-448-8567. By Henry Eagles. I usually don’t pay money upfront, but I was completely desperate. Being desperate makes one do risky things. They didn’t get any more $ out of me than the internal fee.
86. November 22, 2007 - Hoffmann & Steinbeck Lending Inc – I was reading your loan scam article and thought I should inform you that there is a company who’s website is still up and running. I had applied with them and they said that I was qualified if I sent an deposit for an insurance premium of 500.00. So I sent it to them, and never received the money. After calling numerous times I finally got through to the “loan agent” and he said that there system was down, and that they sent the check in the mail and should be here with in five business days. Well, I never received the check, and now the number is temporarily out of service. The website and e-mail address is still active, and the phone and fax number is still on it. So I wanted to let know that the company is Hoffmann & Steinbeck Lending Inc. also known as h&slendinginc, and the phone number was 877-267-2051, and the representative was Curtis Nelson. I will also be reporting this to all of the agencies you had listed. I have already reported it to the Better Business Bureau. So hopefully with you help this will be stopped,and they will be shut down. If you need anymore information please feel free to contact me.
87. November 21, 2007 - American Finanical – I was contacted about an approval for a loan of $4,000 from a company calling themselves American Finanical. I was told to send $547.50 for an insurance policy for the loan. I called the lady by the name of Danielle Wilson and told her that I was only able to send half of that, she told me that would be ok and told me to send it to an Eric Potter in Canada. I told a friend and she told me to research the company before I sent out the money; I did and found nothing wrong. Well once I sent that money it took me about a week before I could get in touch with the young lady to inquire about when I was going to receive the funds (because I was going on vacation and that’s what the money was for). I Never received the loan lost $547.50 because I was told to send the rest when I finally got in touch with someone. Never going to do that again.
88. November 18, 2007 – Torcorp Financial – Two weeks before the Thanksgiving Holiday, my husband and I applied for a load thru “Torcorp Financial”. I thought I had done all of the appropriate checking and double checking on this company. I didn’t have the greatest feeling about this company, but my husband had talked to a loan processor, David Roswell, out of Toronto, Ontario, Canada. He said he felt really good about the guy, and the communications they had exchanged. My husband and I are pretty desperate right now ans since I hadn’t found any negative info on this company, I told him to do what he thought was best. Mr. Roswell sent all the appropriate paperwork, but I still didn’t feel good about the deal. My husband was asked to send $. Big red flag. I told him not to do anything until we get more info. He said he talked to Mr. Roswell about the person we were sending the $ to. A Travis Zachary, also of Toronto, Ontario. My husband was told that Mr. Zachary was a licensed and bonded securities field officer. (There’s a new one). Mr. Roswell still said we would get our money in 2 days. Well it’s almost 2 weeks, and low and behold, their voice mailboxes are full, and they are not returning emails or faxes. Yes, we got %*@&. I still haven’t heard back from the BBB, and are going to the FTC, and FBI!!!!!!!!!!!!! Stick to your gut!!
89. November 15, 2007 - Absolute Solutions – The same as above is happening to me. I am so glad I saw this site. I was going to send $1200 via Westnern Union tomorrow for a $13,000 loan. They company was Absolute Solutions, the phone number is 1-888-862-0259. I too was going to borrow the original $1200 to send to them in order to get free of credit card debt. This is so awful, so many innocent people are being scammed. Even though we know in our hearts it sounds “too good to be true,” we get desperate and think it is. I am so glad I found this site. Tomorrow (Nov. 15, 2007) I would have done this.
90. November 8, 2007 - AMC Credit Corp., or America Credit Corp – I believe that I was almost scammed by a company called AMC Credit Corp., or America Credit Corp.Their phone number is 877-977-0023, which is untraceable. All of their emails are untraceable, and their physical address is not on file with the U.S.P.S. They asked me to wire a “Collateral Payment” equal to four months loan payments, to an individual, not a company, in Alberta, Canada. I was very lucky that the Western Union location that I went to was aware of such scams and basically refused to send the wire for me because they felt that this was a scam. So I went home and did a bunch of online research, and every red flag that they named applied to the situation that I was involved in. I can’t believe how close I came to losing over $1,000.00, some of which I had to borrow from a family member
91. October 31, 2007 - Wellington Financial Solutions – I was scam by a company claiming to be “Wellington Financial Solutions”. I recieved a call from Nadia Drake. She informed me that I was approved for a loan of 10,000, but I neeeded to send 10% for collateral insurance. She stated that another agent was handling the case and had mess up so all I had to send was 500.00 and the money would be wired in my account by noon. I did that, then she call me back and said they put a hold on the money through money gram to call and get it released. So I called and got it released and still no money. On Monday September 17, 2007 I called and she was not avaiable. I left a message and still no call back. Nadia called me on Tuesday and stated the company wanted all the money which meant me coming up with another 500 dollars. I told her ok she would have to wait until I get paid on that Friday. On that Friday when I tried to reach her before sending the money no one every answer the phone (866)803-9778. Being upset I called and left a message that the BBB will be investing them for fradulent business. Now the number is no longer working. I lost my money. Don’t lose your’s to these scam artists.
92. October 31, 2007 - A comment back about a company Qualityonelenders.com. I was also almost scammed by this company and also a friend of mine. we also had raised questions about this company sending them money for a loan? They wanted 10% of the loan amount for a “security blanket”. I also contacted the dept. of Banking and the BBB and nobody has heard of this company. I talked to a Kim Wilmont who said she was based in Buffalo, New York and that they had companies based all over. My first loan agents name was a Alyssa Sampson and when I had asked Kim Wilmont where this Alyssa was she told me she was out having her second child. My friend’s agent was a Victoria Williams….I also checked on addresses and one was found in Florida also a appt. building and then when they sent me a fax it had an address on it 105 Royal Rouge Trail. Toronto Ontario also looked up this address it’s a residential address under the name of Jessica Anderson, with a business called Good Life Photos. The number I got was the same 1-800-641-9217 ext 22 for Kim Wilmont. and ext 301 for Alyssa Sampson and my friends agents ext. was 216. PLEASE PEOPLE BEWARE OF THIS COMPANY!!!! I HAVE THE FTC (FEDERAL TRADE COMMISSION) WORKING ON THIS SCAM.
93. October 29, 2007 - Dynamic Financial Trust – I was contacted by Dynamic Financial Trust out of Chicago, IL. They stated I was approved for a loan 200,000.00. But I needed to summit 4677.98, then I had to send 2330.00, then 1688.97. Still after all that I was asked to send more. I refused and demanded a refund. Loan officer Larry Tucker stated I would receive a certified check via federal express in three to six weeks. I have reported them to FTC and BBB. I hope no one else gets scammed by these crooks.
94. October 28, 2007 - Fidelity Financial Credit Services – I was a victim of loan fraud as well. I lost $2000. For a personal loan for $10,000. The so called company was Fidelity Financial Credit Services. The phone number 1-877-892-8309 is still active. I hope they capture these people, its the children who usually suffer from these crooks.
95. October 24, 2007 - Fargo Credit and Financial Resources – I was contacted today by a lady name Gail and she said she works with Fargo Credit and Financial Resources. Told me I was approved for $15000 and all I needed to send them first was $2250 for insurance. Luckily I found this site first because it sounds just like all the other stories I have read here so far. Here is the number she gave me to call her back 866-786-4960. Could not find them online but did manage to find them on the BBB (Fargo Credit and Financial Resources). Which was created a few days ago. They had a website listed on there fargocreditandfr.com which I checked on godaddy and it was also created like a week ago. So beware guys.
96. October 23, 2007 - PRIME TRUST SOLUTIONS HAS BEEN BUSY. I just got scamed by them also. Told me to send $1080.00 by money gram and they would deposit $7000.00 in my bank account. after a FEW hours they called back and told me I needed an additional $1080.00 do to poor credit history, so I sent it. I was blind and did not know much about scams or how to check on them. Now I’m out 2200.00 and in a bad spot financially. These people need to be taken down.
97. October 16, 2007 -Omni Lending Group – On 18 Oct. 2007 I was going to finalize a loan by sending a 3 month Insurance Deposit of $685.26 for approval of a $5000 loan. I asked the representative why am I sending money to your company when the purpose of my request is to obtain a loan to extinguish my current debt? The answer received from rep. was, “We’ve lost money in the past from customers… paying the loan’s insurance money will protect you as well as us” in case of… Loss of your job… Illness… or Death… This will enable the loan to be paid-off in such an event”.
98. October 15, 2007 - I was scammed by the Second Chance Grp, also known as Superior Financial Grp.888-803-4528. The phone number is still active. I have the contracts that they sent me. These con artist have my ss# and my bank acct info. I sent $4200 and I received nothing. I have called and they will not reply. I have also faxed letters letting them know I have reported them to the proper authorities and still nothing. I should have known better, but now I am faced with bills and the responsibility of taking care of my family with no money. All I wanted was a debt consolidation loan. The loan was for $20,000. The upfront fees were suppose to be for insurance. I got played and now I am broke.
99. October 14, 2007 - I too was contacted by PrimeTrust Soultions. I have an “official” looking “loan agreement” that was faxed to me for which I would be loaned $10000 after I submit by first 5 monthly payments for a total of $1195. This company is too located in Allen Park, MI, 2500 Enterprise Drive to be exact (at least according to the BBB, their website and loan agreement).
100. October 2, 2007 - There is a “SCAM COMPANY” out of Regal Park NY doing business under the fictious name of Warick Capitol. I too was conned into sending money for a loan that I had been promised was fully funded, I just needed to set up an “insurance account” because of my current credit status. Once the company got my “deposit” I did not get my loan. I was told that I need to deposit more money in order to get the loan funded. I asked immediately to have the money that I already sent in refunded to me. To no avail, the money was never sent back, and I tried contact the company at the number I was given everyday for over 2 months. On August 13, I tried calling again, but the phone number was no longer in service. I am currently working with the BBB of New York to try and locate this scam network and possibly get my money refunded.
101. October 1, 2007 - “Prime Trust Solutions” wanted $990 upfront by moneygram then they would give me $10,000.00. They are not members of the BBB and the office location that they wish for you to send the payment is a empty warehouse. They are located in Michigan, in Allen Park. I called the county and they said that the building is an abandoned warehouse!! Do NOT get Fooled!! I was lucky and didn’t send them money.

Important! Not all the companies names listed here are scams! Some of them are real companies that CAN BE TRUSTED but scammers use their names to take your money.