TERMS AND CONDITIONS
BY USING THIS SITE YOU AGREE TO BE BOUND BY THE FOLLOWING TERMS AND CONDITIONS.
The information and all calculations offered here, at amortization-tools.com is provided "as-is" and is for screening purposes only and can only give estimative numbers that can be used to evaluate the potential costs of satisfying a loan. A number of factors can alter the true costs of a loan over time, including penalties for late payments, reduction in capital as a result of early payments or payments over the minimum and other fees and charges that may be added into a financing arrangement. Refinancing or adding a home equity loan or line of credit can increase the total number of monthly payments and the total amount paid out when compared to the initial estimated costs. Please consult a tax advisor for information on the deductibility of interest for tax purposes.
There are no representations or warranties of any kind, express or implied, about the completeness, reliability, suitability, accuracy or availability with respect to the website or the information or related graphics contained on the website for any purpose. Any reliance you place on such information is therefore strictly at your own risk and amortization-tools.com does not give, in any way, any warranties.
Privacy Policy
Log Files
As with most other websites, we collect and use the data contained in log files. The information in the log files include your IP (internet protocol) address, your ISP (internet service provider, such as AOL or Comcast), the browser you used to visit our site (such as Internet Explorer or Firefox), the time you visited our site and which pages you visited throughout our site.
Cookies and Web Beacons
Amortization-tools.com uses cookies which are useful for gathering information on how visitors use our site. A cookie is a small file placed on your computer's hard drive when you visit a website. Cookies may also be used by third parties such as our advertisers to collect information in the course of serving ads to you. Personal information cannot be collected via cookies and most web browsers can be modified so they decline cookies if you prefer.
We do use cookies to store information, such as your personal preferences when you visit our site. This could include only showing you a popup once in your visit, or the ability to login to access some of our features, such as forums.
We also use third party advertisements on Amortization-tools.com to support our site. Some of these advertisers may use technology such as cookies and web beacons when they advertise on our site, which will also send these advertisers (such as Google through the Google AdSense program) information including your IP address, your ISP , the browser you used to visit our site, and in some cases, whether you have Flash installed. This is generally used for geotargeting purposes (showing Michigan real estate ads to someone in Michigan, for example) or showing certain ads based on specific sites visited (such as showing cooking ads to someone who frequents cooking sites).
You can chose to disable or selectively turn off our cookies or third-party cookies in your browser settings, or by managing preferences in programs such as Norton Internet Security. However, this can affect how you are able to interact with our site as well as other websites. This could include the inability to login to services or programs, such as logging into forums or accounts or other browser problems.